Great credit website!

[Ryanwb]

https://www.creditkarma.com/

100% Free! It pulls your TransUnion credit report (it's a soft inquiry, so no impact to your report). It gives you your actual credit score (which you usually have to pay $20.00 to companies or apply for a loan to see) and grades out the places that are impacting your total score.

Another interesting part is it compares your standing with the average user. I have a strong score, but there are a good percentage of people who have a better score which is suprising.

Check it out

 

[ASUCHRIS]

Excellent find, especially with all the BS out there about "free" credit reports. Thanks!

 

[Shane]

Score = 749

Better than 80% of people in the state of NV.

Better than 77% of people in my age group.

 

[nathan]

Score = 764

Better than 78% of people in the state of VA.

Better than 87.5% of people in my age group.

 

[Gaddabout]

This site sells your information. You're all going to get unsolicited credit offers. FYI. If someone figures out how to unsubscribe let me know. I have friends who want off it.

 

[Ryanwb]

This site sells your information. You're all going to get unsolicited credit offers. FYI. If someone figures out how to unsubscribe let me know. I have friends who want off it.

I have Lifelock, I haven't so much as a piece of mail for credit in 12 months.

By the way, if anyone is interested, Lifelock is $99.00 a year

 

[Ryanwb]

If someone figures out how to unsubscribe let me know. I have friends who want off it.

BTW...

https://www.optoutprescreen.com/

 

[conraddobler]

I'm going to agree with Dave Ramsey and say that the optimum score is zero.

It means you have no debt, which IMO is priceless.

The whole credit score thing is a giant marketing scam, it basically trains you to be a wonderfull debt slave.

 

[Hazzard29]

I'm going to agree with Dave Ramsey and say that the optimum score is zero.

It means you have no debt, which IMO is priceless.

The whole credit score thing is a giant marketing scam, it basically trains you to be a wonderfull debt slave.

I couldnt agree more... "Cash is king!"