Asking him for guidance
My email to Mr. Muench:
Dear Mr. Muench,
I'm in the process of buying a home and have the tough decision as to whether to lock or float my interest rate. I have about 15 days until I absolutely must lock my rate. If you could reply with the exact day as to when to lock I'd be most appreciative.
Finally, if you could put a little more effort in than you did in assessing the Card's draft likelihood that would be great, I can't afford for you to be off like you were when you predicted the cards would move from the first round to the 2nd to take Bucannon; if you didn't catch it they went from 20 to 27 not the 2nd round. A huge miss like that could cost me thousands of dollars over the life of my loan so I'm needing some focus here.
Thank you,
RedRob