Someone has unauth charges on my credit card

[maddogkf]

Ya know, Ryan, I'm just not seeing it...

Anyway, Detective Maddog, nice work. I'm glad to hear they're gonna get this bastard.

My credit card company asked if I was a private investigator - they about crapped when I gave them all the info -the guy's email address, the website purchases, the Amazon gift cert purchase, the Motley Fool board info, his prior purchase on hacking, etc...

I should have them give me some serious frequent flier mileage at least....

 

[maddogkf]

He'll have to be all time dealer at Poker parties. We'll get him one of those green plastic visors and he has to tell funny jokes or he gets the cattle prod

I missed this before!

 

[Djaughe]

My credit card company asked if I was a private investigator - they about crapped when I gave them all the info -the guy's email address, the website purchases, the Amazon gift cert purchase, the Motley Fool board info, his prior purchase on hacking, etc...

I should have them give me some serious frequent flier mileage at least....

pretty impressive!

 

[maddogkf]

pretty impressive!

I told them I'm not a PI, but I know how to google with the best of 'em

 

[Djaughe]

I told them I'm not a PI, but I know how to google with the best of 'em

:notworthy Apparently so! When are you gonna post his pic?

maybe you can look for osama next....

 

[MadCardDisease]

I got an email from Amazon & they said they tracked this guy down with my help, cancelled his account & will persue prosecturion.

I also called net zero & gave them his account & they cancelled it after they verified the fraud w/my credit card company. They siad after I made them aware fo what hapeened, they found out that the dude was wiping other cc info from other people too.

My CC company told me they have his info & they are going ahead with the case & will prosecute.

I want to give this guy an enema with a rabid badger followed by a porcupine catheter.

That is F*****g awesome man!

I had my wallet stolen back when I was in college. They charged up $3000 in one day. The spent $300 at Domino's Pizza! How do you spend that much money at Domino's? They also bought a bunch of ski equipment. I know it was a bunch of snowboarder punks.

Anyway's I didn't have to pay for any of it but it was a total pain in the ass to deal with. I had to replace all of my ID's and Credit Cards. I wanted to rip the heads off of the punks who stole my wallet. I wish the internet was more useful back then. I would've loved to track those punks down.

 

[bratwurst]

For a guy who thinks he is going to meet Mitnick and work in IT security he sure doesn't know how to cover his own tracks online.

Thats pretty pathetic. He could have at least signed up at Yahoo! with a fake account or something. What a *******!

Hope this guy hangs from his balls.

 

[HeavyB3]

So did this guy ever get arrested?

 

[Ryanwb]

Yeah, was this ever resolved? *seriously*

 

[maddogkf]

I had to fill out an affidavit from the CC company & that's the last I heard of it.

I e-mailed the *******, but he never responded back.

I've noticed his posting on motleyfool.uk & amazon has gone down

 

[Mike Olbinski]

I told them I'm not a PI, but I know how to google with the best of 'em

I can't believe you were able to resist saying "no, I'm not a PI, but I did stay at a Holiday Inn Express last night"...lol

Man, how did I miss this thread, I don't remember ever seeing it.

Way to go Kevin on this...any updates?

Mike

 

[Mike Olbinski]

I had to fill out an affidavit from the CC company & that's the last I heard of it.

I e-mailed the *******, but he never responded back.

I've noticed his posting on motleyfool.uk & amazon has gone down

Nevermind, there is the update

Mike

 

[arthurracoon]

maddog!!!

 

[Mr.Dibbs]

Maddog, you win the First Annual Oran's Super Hero Award!

 

[NJYAJ09]

:notworthy Way to go!

 

[Brian in Mesa]

Just deposited my paycheck today and found my account balance (before depositing paycheck) was negative when it should have been over $300.

Turns out somebody went INTO a branch in Phoenix and made 3 unauthorized transactions using my accounts.

Luckily, they transferred over $300 from my primary account to my secondary account (in two transactions), and withdrew $6 from the primary also.

$6 ???

What the heck is that about?

WHEW!

Apparently they were testing my accounts or something, if they could get $6...why not get more?

Anyway, they did screw up my primary account because they dropped the balance to nearly zero and I now have several transactions which dropped it below zero...so I'll have some fees that will need to be reversed.

UGH UGH UGH

Thieves SUCK, SUCK I tell ya!

Now, I'll likely need to close out the account I've had since high school and re-open it as a new account, all because of some freaking thief?!



Anyway, now I have both accounts frozen until Monday AM, when I must drive out to North Phoenix...to the actual branch...and find out how this was allowed to happen.

I have the type of account in which I NEVER use a teller, meaning a real live person.

They can do a search on my account and count on one hand how many times I've used an actual teller since high school.

Suddenly a person walks in and uses the teller 3 times in a freaking row? Hello? Kind of strange, maybe?

How did they manage to show identification or sign for anything? One transaction was a transfer for .10 ... 10 freaking cents?! Hello? ODD?

Makes me wonder if it is all just some kind of teller error...I can only hope. Whatever the cause - the bank manager is gonna have some explaining to do Monday AM.

I'm spending tomorrow afternoon detailing exactly what took place, so I'll be prepared Monday.

What a waste of time and a huge freaking inconvenience. Here's where I see how well my bank will take care of me...

UGH UGH UGH UGH UGH UGH UGH

BIM

 

[FischerKing]

Just deposited my paycheck today and found my account balance (before depositing paycheck) was negative when it should have been over $300.

Turns out somebody went INTO a branch in Phoenix and made 3 unauthorized transactions using my accounts.

Luckily, they transferred over $300 from my primary account to my secondary account (in two transactions), and withdrew $6 from the primary also.

$6 ???

What the heck is that about?

WHEW!

Apparently they were testing my accounts or something, if they could get $6...why not get more?

Anyway, they did screw up my primary account because they dropped the balance to nearly zero and I now have several transactions which dropped it below zero...so I'll have some fees that will need to be reversed.

UGH UGH UGH

Thieves SUCK, SUCK I tell ya!

Now, I'll likely need to close out the account I've had since high school and re-open it as a new account, all because of some freaking thief?!



Anyway, now I have both accounts frozen until Monday AM, when I must drive out to North Phoenix...to the actual branch...and find out how this was allowed to happen.

I have the type of account in which I NEVER use a teller, meaning a real live person.

They can do a search on my account and count on one hand how many times I've used an actual teller since high school.

Suddenly a person walks in and uses the teller 3 times in a freaking row? Hello? Kind of strange, maybe?

How did they manage to show identification or sign for anything? One transaction was a transfer for .10 ... 10 freaking cents?! Hello? ODD?

Makes me wonder if it is all just some kind of teller error...I can only hope. Whatever the cause - the bank manager is gonna have some explaining to do Monday AM.

I'm spending tomorrow afternoon detailing exactly what took place, so I'll be prepared Monday.

What a waste of time and a huge freaking inconvenience. Here's where I see how well my bank will take care of me...

UGH UGH UGH UGH UGH UGH UGH

BIM

BIM - sorry to hear that. I'd say this constituets as an Emergency my friend. But regardless, the bank definitely has some explaining to do - that's totally weird. I know in the past, any weird transactions that I have had on my account they Bank has called me to see if they were accurate. Do you guys shred everything that has not just your account numbers on it - but also stuff that has your name and address? I know we bought a shredder for that purpose.

About five years ago some guy should up at our apartment saying that he knew me and that I had promised to help him out a give him some money. He thought he could con my wife. Lucky for us he screwed up because when she asked him where he met me he said it was on the bus (Phoenix Transportation). Supposedly he didn't do his homework all that well since I owned a car and had never ridden the bus in Phoenix. She ended up just giving him a cold bottle of water and sending him on his way.

But he knew my name and address and the only thing we could think of was that he was browsing through the dumpster and came across some mail we had thrown out. Now that we live in a house with our own garbage can, it's not that big of a deal, but sensitive stuff - like credit card apps, and pretty much anything that has our name we shred. Just a thought.

Shawn

 

[thirty-two]

UGH UGH UGH

BIM, that sucks man. But thankfully you caught it before any major damage could happen. I'll be interested to see what the bank says, so be sure to keep us informed

I have yet to have anything bad happen to me (knocks on wood) regarding accounts and such. Although I'm kind of nervous with all the online shopping I do that someone will eventually steal some personal info.

 

[Brian in Mesa]

BIM - sorry to hear that. I'd say this constitutes as an Emergency my friend. But regardless, the bank definitely has some explaining to do - that's totally weird. I know in the past, any weird transactions that I have had on my account they Bank has called me to see if they were accurate. Do you guys shred everything that has not just your account numbers on it - but also stuff that has your name and address? I know we bought a shredder for that purpose.

About five years ago some guy should up at our apartment saying that he knew me and that I had promised to help him out a give him some money. He thought he could con my wife. Lucky for us he screwed up because when she asked him where he met me he said it was on the bus (Phoenix Transportation). Supposedly he didn't do his homework all that well since I owned a car and had never ridden the bus in Phoenix. She ended up just giving him a cold bottle of water and sending him on his way.

But he knew my name and address and the only thing we could think of was that he was browsing through the dumpster and came across some mail we had thrown out. Now that we live in a house with our own garbage can, it's not that big of a deal, but sensitive stuff - like credit card apps, and pretty much anything that has our name we shred. Just a thought.

Shawn

Yeah - we shred everything.

I think whoever did this got my info when I made a phone transfer. For some stupid reason, BankofAmerica's phone system reads your entire account number over the phone for each account involved in a transfer (terrible thing to do).

I still have no idea how somebody could have made the transfers and the small withdrawal IN PERSON without proper id/signing my name, etc. This will be interesting...and very inconvenient on Monday.

What will suck is if I have to close the account. I've had it forever and have a couple of hundred checks left for the account...using only a handful of checks a month, I was set for years. My mortgage, newspaper and eBay are all linked to the account as well...so I'll have changes to make.

Overall - it's what you don't get reimbursed for that sucks. The sick feeling that your account was tampered with, the sleeplessness until it gets resolved, the driving to North Phoenix to meet with the bank personnel face-to-face, possibly all the unwritten checks I have for the account, etc. Like I said - this is where you discover how well your bank takes care of you. Will they do the bare minimum or will they issue me a similar amount of checks if it's necessary for me to close the account, etc? Maybe throw in a toaster or something? Let me beat on the teller who allowed this as if they were a pinata? Oops, scratch that last one.

I'll post an update as soon as I know more.

BIM

P.S. Maybe after this is resolved, I should do a credit check to see if this was an isolated incident or if somebody has been using my id in other ways (credit cards, etc). Should be simple to figure out, since I have no credit cards anymore.

 

[Brian in Mesa]

BIM, that sucks man. But thankfully you caught it before any major damage could happen. I'll be interested to see what the bank says, so be sure to keep us informed

I have yet to have anything bad happen to me (knocks on wood) regarding accounts and such. Although I'm kind of nervous with all the online shopping I do that someone will eventually steal some personal info.

Yeah - I'm so glad all that's actually missing from my account (once bank fees get reversed) is $6. And our mortgage payment doesn't get paid from the account for nearly 2 weeks...this will be resolved by then. It could have been a lot worse.

I hope we can figure out WHO did this, because I will press charges if given the opportunity to do so.

As for your online shopping...one suggestion would be to have an account ONLY for online shopping, with zero access to any of your other accounts. That way it would be easy to spot an odd transaction done by another person...and they would only have access to that one account. Limits the damage they could do.

I think I'm going to have an account which pays the mortgage automatically, etc and just be sure to have that much, plus very little more (as a buffer), each month...and have a different everyday account not connected in any way to the house account...and of course - use cash more and more.

 

[thirty-two]

As for your online shopping...one suggestion would be to have an account ONLY for online shopping, with zero access to any of your other accounts. That way it would be easy to spot an odd transaction done by another person...and they would only have access to that one account. Limits the damage they could do.

Hmm that's actually a good idea - cuz I do everything online - pay bills, shop, etc etc - I'll have to look into that sometime.

 

[Brian in Mesa]

Whew.

Drove to the branch located at 7th and Hatcher first thing this morning and got to the bottom of the situation.

A regular customer at that branch came in on Saturday and was helped by a teller that knew the person as a regular bank customer. The customer didn't have his id/card with him so he just recited off his SSN...and the teller typed in mine by mistake...one number off.

The person I spoke with was shocked that I would make the trip across town to figure out what happened, but said it was the best thing I could have done in that situation. The teller who screwed up was actually working at the time, and once they looked at the copies of the receipts it was simple to figure out. The teller was reprimanded right on the spot for screwing up (discretely...way behind the counter). The teller should have verified that the correct account had come up before continuing with the transactions.

They took $6 from the other guy's account (and deposited back into my account) since he did make a withdrawal, even though it was given out of my account, and they transferred the correct amounts back to my checking from my savings.

Any fees that show up will also be reversed.

Man, what a freaking relief. My nerves were rattled and my stomach was in a knot...thinking that somebody had gained access to my accounts.

I was so relieved that I forgot to ask if I could beat the teller like a pinata. Doh.

 

[thirty-two]

Good, I'm glad things worked out. You should have asked the teller why the guy only took out SIX dollars, lol.

What a small world though... with the SSN being one off, and the guy knowing the teller person.. etc.

 

[Brian in Mesa]

Good, I'm glad things worked out. You should have asked the teller why the guy only took out SIX dollars, lol.

What a small world though... with the SSN being one off, and the guy knowing the teller person.. etc.

I did ask him. He said "In this part of town that's a typical withdrawal."

 

[Ryanwb]

Thats why you should bank with Wells Fargo