I'm not quite sure where we differ on this; so I'll make one more post here to try and find common ground and let you have the last word.
I think it's great that all these young guys get as much money as they can. Economist Roger Ibbotson published this chart years ago, showing how most workers convert their human capital to financial capital as they age:
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For professional athletes, most of them need to convert their human capital into financial capital immediately, then HODL for the next four or five decades. When I was a college teacher, I had a few students who were, like, pro baseball prospects and were carefully planning around whatever six-figure signing bonus/paychecks they had.
Let's look at how far that $250k might go, really. Let's say they spent/advanced $10k for pre-draft process. 25% goes to taxes. The prospect spends another $30k on a 2022 Ram 1500 (or the equivalent).
The remaining $185,000 is probably the largest single chunk of money he'll ever have. Should he put $75k of that down for a mortgage? Can he support the payment if he doesn't have an NFL job? Most of these guys walk out of college with no degree or skills. One of the things that's great about NIL in college is more and more mid-tier prospects can still make tens or hundreds of thousands of dollars in school and have that base to work from.
I don't begrudge any of these guys a single dollar that they're working for; as long as it's not a distraction from their team work -- and there's no indication it is for MHJ -- do your thing, king.