I used the total point scored for all teams as a basis for the 16 game projection. Unless the Cards are the only team that scored defensive or special teams points, there's nothing dishonest about it. Factoring the 18 points against SD, that would put the Cards 8th in the NFL rather than 7th. That still shows the offense is not an issue with CP at the helm. Without CP running the show the Cards scored 14.6 points a game, or more than 10 points less per contest. There's no disputing that.
Palmer isn't a top 10 QB. That's just a fact. He's good enough to take us to a SB IMO but even that is debatable. Without a running game, no. With receivers dropping a crap load of balls, no. There's no evidence whatsoever Palmer can win big games. Not just SBs, but the games to get us there.
I checked Warners stats weekly in 08 during our SB run when he was lighting it up. He was almost always in the top 10, but he was only top 5 I believe one week and the rest of the time he was 7, 8 9 etc. Few times he was out of the top 10 entirely. Palmer is nowhere near a Kurt Warner. The only thing they have in common is they can both throw 4 INTs and continue chucking it like nothing happened. Which is hugely important, don't get me wrong, see the Seattle game last year. That's the difference between a SB winning QB and a dude like Palmer.
You simply can't extrapolate Palmers #'s over the course of a year. For one thing, averages tend to matter. For another, the toughest part of our schedule with the best defenses occurred after he went down.
I like CP and think he's our best chance. But I think he's middle of the pack, which is pretty good frankly. I think he gives us a chance because he can make almost every throw (his fade sucks). He can make the tough throws and has an iron will and doesn't get discouraged.
But let's be honest here, without a team around him, defense, special teams, a running game, he's not taking us anywhere. A top 10 QB gets you in the playoffs by himself. See Andrew Luck.