Injuction lifted

[Russ Smith]

Depends. If the players are employees they are covered by Workers Compensation and any injuries would be compensated according to the Arizona WC act. So the Bidwills have no real risk in this situation.

If they are not employees then they could sue the Cards if they were injured with no limits on recovery. And the Bidwills would have a much higher risk.

Interesting from a Risk Management standpoint. Guys who are without contracts probably would not be considered employees while those with continuing contracts would.

I'm sure the Cards Risk Manager and Insurance Broker are all over this.

If not then Michael Bidwill needs to call me and Cardinals Ken and Mr.Shine and we'll put together a Joint Venture to Manage the Cards Insurance.

For reasonable compensation of course.

I really don't know but if the union decertified and the NFL's insurance deal is with the players union, then they may not have insurance right now.

Who knows the whole situation is crazy right now. They reported to qualify for bonuses so clearly some things are still counting so you would assume insurance would too.

 

[Duckjake]

I really don't know but if the union decertified and the NFL's insurance deal is with the players union, then they may not have insurance right now.

Who knows the whole situation is crazy right now. They reported to qualify for bonuses so clearly some things are still counting so you would assume insurance would too.

Don't forget there are probably two types of insurance involved. Health Insurance for the players and their families which is probably a league wide deal and Workers Compensation which is per team.

40year could probably chime in on this but with my clients who are Union Shops carry Workers Comp on their EEs but the Union provides the Health Insurance with the employer paying so much an hour to the Union for the benefit. Don't know what the deal is with the NFLPA or NFL.

I remember meeting an agent at an Insurance seminar years ago whose main client was a USFL football team. He was crying when the league went under. It was a huge account dollarwise.