Cam Payne can't start in this league. If Cam Payne is your day to day starter you are not making the playoffs. Guys are paid to fill in small gaps when other guys are out. That's the MOST you can expect a guy like Cam Payne to do. He will never be a day to day starter on a playoff team.
Cam Payne has delivered quite well as a starter. I'm not saying I want him as our starter but I think he could start on a playoff team, just not a contender.
He's more than capable as a temporary starter, around 10-20 games a year. Which is better than a lot of backup PG's on contenders.
I'm not sure why this is even being debated though. I said PGotF is a luxury for a contender, not a need. It'd be nice to have one but we don't need one. PG is not a problem that needs to be addressed right now.