Whomever set the line and odds on this bet should not be looking for employment at a Nevada Sports Book
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If you were to employ even one of the simplest odds making calculations:
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where ln Zave - mathematical expectation of ln Z; pi - probability of i-th event, equal to 1/Fi, Fi - fair odds; qi - DCRs 'probability' of i-th event, equal to 1/Li, Li - payout coefficients (aka line odds); N - number of chosen independent events.
Then it's easy to see that the "under" side should be paying out at least 16 to 1.
Or at least that's what I think I should be paid when the "under" hits.
JTS