Here's my crazy Sunday morning prediction:
The Cards are sitting at 3 in the draft. Monti has seen what CJ Stroud has done with the Texans this year.
The Cards trade #3, next years #1, and a 2 or 3 next year to move up to 1.
The Cards take Caleb Wiliams who is a better prospect than Stroud.
The Cards turn around and trade Murray to Atlanta for their #1 this year. Atlanta is going to be desperate for a QB(especially if they make the playoffs with Desmond Ritter at QB) and they were rumored to offer a #1 for an injured Murray at last year's draft. They'd be getting a healthy Murray to add to their offensive weapons. I think either Murray or Fields is going to the Falcons QB next year.
That would give the Cards 3 first round picks this year, #1, Houston's and Atlanta's. Add that to their 2nd and three 3rd's, they'd have 7 of the top 90 players. That's a pretty good influx of young talent.